National joint stock insurance company "Oranta" performs liability insurance to third parties, namely:
civil liability – a liability, concerned with infliction of any damage to life, health, property of third parties as a result of performing business activity, provided by the statute and, if it is necessary, properly licensed;
employer’s liability – a liability, concerned with infliction of any damage to life, health, property of the parties that are in labor relations with Insured;
ecological liability – a liability, concerned with infliction of any damage to environment;
manufacturer liability – a liability of Insured as a manufacturer of products for the quality of produced goods;
professional liability – a liability for the quality and final result of rendered services and performed works.
Sum insured is determined by agreement of the parties. In the insurance contract it may be stipulated obligations’ limit of “Oranta” Incorporated for each single insured event, for the kind of damage caused to third parties, and for each party that has suffered.
Insurance tariff depends on the qualification and period for performing activity, other factors and is within the limits of 0,5% – 3%.
Insurance indemnity is paid within the obligations’ limit of "Oranta" Incorporated, based on the amount of damage, caused to third parties during rendering services, taking into account the franchise and other insurance terms.