"Oranta" Incorporated offers the following kinds of financial risks voluntary insurance:
deposit insurance (insurance connected with non-return of a deposit sum as a result of bank bankruptcy);
insurance in case of non-return of bank consumer credits;
insurance of credits, granted for house purchasing (without first installment);
insurance of credits, granted for vehicle purchasing (without first installment);
financial risk insurance of the property owner, connected with the property loss as a result of termination of property right "Title".
Insurance risks
for bank depositors. An insured event is a fact of direct losses occurrence as a result of bank bankruptcy.
for credit loaners. Default of obligations or their improper fulfillment according to the Credit agreement concerning credit and interest return.
for property owner. Ownership right termination for Property as a result of circumstances (events) which have appeared (taken place) before concluding of the insurance contract or during its validity and had been unknown to Insured at the moment of insurance contract concluding.
Sum insured
for bank depositors. It is determined within the limits of deposit amount and/or interests on deposit.
for credit loaners. It is determined at the rate of credit amount/its part.
for a property owner. It is determined within the limits of the property value.
